Friday, November 28, 2008

Everything than can go wrong........

As the title suggests, nothing seems to go right for very long. Last night when Mat got home from work he said that he did not think that Stella looked right. I looked at her and she seemed to be a bit down. She kept coughing and it looked like she was trying to vomit but nothing came up. She was not as nuts as she usually was and seemed quite subdued. We rang the vet and they told us to take her down. We ended up waiting nearly an hour to be seen and Stella if she was OK would be going nuts at the vet with all the other dogs, but she just lay there.

The vet (who is a new vet) looked over her and gave her throat a squeeze in which she coughed a honking cough and tried to vomit. He asked if they had been around other dogs. We said that they hated other dogs and are kept on our property and Paris was fine. He seemed to think by the sound of the cough that Stella had kennel cough and gave her an anti-inflammatory injection plus gave us kennel cough anti-biotics. Both Mat and I did not think that it was that, but we trusted the vet and it was quite a relief and the bill of $90.00 was cheaper than we have had in a long time. We took Stella home last night and she was still not right. I tried to give her a piece of pizza with her tablets in it and she would not take it. She wouldnt take a piece of ham with or without the tablets, so I ended up having to push the tablets down her throat. I got up in the night and so did Mat and Stella was lying in the bathroom and her breathing was laboured. This morning, Mats mum also said that Stella was not right. When we got Ella up this morning, usually she is so excited to see Ella, but even when Ella patted her, she turned away, usually she would have tried to lick her face.

So Mat is off work today, and we rung the vet, which they said to bring Stella back down and they would do a chest x-ray. Stella had cancer last year and I am really worried that it has come back again. Stella is just 7 years old and I am not ready to lose her yet. The vet finishes the consultations at 11:00am and I have just had this real panic feeling come over me in the last 15 mins or so. I just feel really nervous and that something bad is going to happen. When we took her in this morning, both Mat and I were in tears in the car on the way there and the vet said with the cancer last year, they will have to check it out - hopefully it has not come back. I looked at Mat, he had tears in his eyes and that set me off. What the vet must have thought. I am hoping that it is nothing serious, or that they can do an operation on her and she will be OK. We will have to put it on credit card, we have no other way of paying and just have to pay it off when we sell the house. We love you Stella and have everything crossed that you are OK.

On a brighter note, I got a phone call yesterday to say that someone was going to view the house at 12:30pm. It is always the way that when you expect them to come - Monday through to Wednesday no one comes, but when you hope no one comes they always do. Anway got the phone call form the agent, she had already spoken to Jan and she was going to clean up for us. I rang and she assured me it would be immaculate. So I got home and the first thing that Jan said "well that was a waste of time" The lady was about 60 and an old fart and I dont know why she even came to look. A bit later on the agent phoned to say that the lady really liked the property and she is coming back on Saturday at the open home for another look so that she can bring her husband. She also said that the house was immaculate as always :-) Jan was blown away and was sure that the woman did not like it.

So for the open home tomorrow the agent says that we should have quite a big turn out. We have so far (that I know of) 4 people booked in to look at it for the first time, 2 people that are coming back for a second look. We shall see tomorrow, but as there are so many people coming, I think a super effort in cleaning the house is appropriate. Better get the rubber gloves out.

Thursday, November 27, 2008

I am still sick. Everyone else seems to have gotten over their illness except for Ella who still has a runny nose, but me, I think that I am getting worse. I have totally lost my voice now, except for a little sqeek and it is wearing me out. I need to talk, however, it is such an effort to do so, and I keep having to repeat myself as no one can understand what I am saying. I am glad Ella's party is not this weekend or I would not be impressed.

I finally heard from the agent about the people that viewed the house on Saturday. They really like it and think that it is presented beautifully and all of the colours that we have in the house is just what they would have wanted in their house. The only thing that is a downer on the house is that they eventually want 4 bedrooms. We want 4 bedrooms too, but in Galston, all we could afford was 3 bedrooms. Karen, the agent has suggested to them that they convert the garage, which we were going to do if we had the money. So they wanted to come back today for another viewing, but the agent has put them off until Saturday for the open home. So that is positive that we have someone coming back for a second look.

The older couple that liked the house, they have decided that it is a little bit too small for them. That is a bummer, but I know what they are saying, the house is a little bit too small - we think that too.

So we have the open home on Saturday and it is supposed to be raining, which is a bummer as the garden looks really good and needs a sunny day to show if off to its full potential. There is 4 parties booked in to come and view it on Saturday plus the people that are coming back for a second look, so hopefully we get some interest there.

I am off to the cake decorating shop today to get them to give me some advice on doing the second layer of the cake and how to put them all together and what is the best cake to have so that it will stay up, and finally how long can I make it in advance. I will also ask about having another icing underneath the fondant so that the cake icing is more moist. Mat thinks that the icing tastes like crap at the moment.

Monday, November 24, 2008

Sick again!

Bloody daycare. We are all sick again! Ella went to daycare last Monday as usual. She was well, on Wednesday last week she started getting a runny nose, Thursday it was a worse, Friday worse again. I sent her to daycare on Friday. She usually does not go on Friday, but Mum and Dad were supposed to be away (they haven't gone as yet) and me not wanting to talk to them, I sent her anyway.

Saturday we all woke up with a cold! Ella missed swimming lessons again. This is the second time this term that she has missed due to being sick. We have been giving her Nurofen all weekend to try and keep her a bit happier as she has been teary and grumpy. I have been feeling like crap and Mat only gets a runny nose, but that seems to bother him more than anything else.

This morning I had to wake Ella up for daycare. I had no other choice but to send her today, so I gave her Nurofen again, and picked all the dry boogers from her nose (with a lot of trouble and fighting from Ella) so that she could breathe and I took her. I told them that she is a little snotty (that is an understatement) and said if she gets worse to call me and I will come and pick her up. Hopefully she will pass back all of her germs to the kids that gave it to her in the first place.

We had another viewer on Saturday afternoon for the house. I have not heard anything from the agent about how it went or whether they actually came. I am sure that if she had anything to tell us she would have, so I am sure that there was nothing and they did not really like the house. Mat is determined that the house will not sell and we will be stuck with it and we will have to lower the price. I am trying to be optomisitc about it and hoping that it will sell. Both of us are sick at looking for houses at the moment. I am thinking about going back to our original plan of building a house. I love modern new houses and all of the houses that are up for sale are older (even a couple of years old) and are not really filling me with a lot of excitement. We will see - we have to buy something when ours sells so that we dont get caught with this massive payout and I dont want to end up buying something as we are rushed. I will have to speak to the bank and see what they will do about building a place - whether we can use our existing loan for that. I am sure they will say no.

Saturday, November 22, 2008

Got a call from the agent yesterday afternoon. The people that came to look at the house were an older couple - not sure if they were the drive by ones. They apparently really liked the house and they have shortlisted two houses that they like, one being ours and they are going to make their mind up within a week. They have nothing to sell, so they are able to move forward.

There have also been a lot of hits on the internet listings, however, I am sure they have been from neighbours and friends.

We dont have an open for inspection this weekend - they are going to start next weekend.

Friday, November 21, 2008

We are the subject of gossip!

The house went on the net yesterday. I am quite impressed by the add for it. There are 17 photos and the house looks really big. One of our neighbours mentioned that he will not bother looking at the listing on the net as he knows what the house looks like already. I said to look at it as the house looks really nice. Our neighbour Jim replied that the house is really nice. I had a think about that later and realised that we do have a really nice house and we have worked hard over 3 years to make it like that, but when it is your own house, you can see all of the flaws and the other things that need to be done. We have to keep telling ourselves that people are not going to see a lot of the flaws that we see, and it is the overall package that they are looking at, and whether they can picture themselves living in the house.

The For Sale board went up yesterday. It was quite a big event for me, it is like telling the whole world that the house is now up for sale. Our nosey neighbours down the back, they dont have the internet, so they would not have known should a board have not gone up. They have barely spoken to us in the last year, where before we could not get rid of them, however, when I walked back into the house after the board had been put up, John ran out of his house and had a good chat to the agent. John is the gossip of the street and knows everyone's comings and goings (he can tell you what time you go to work everyday and what time you come home - helpful info for someone that wants to rob the house!)

Today is one of our other neighbours funeral for their disabled son Malcolm. He finally passed away last weekend. We only ran into them on a couple of occassions, but our thoughts are with you at this time. However, the reason that I brought up the funeral, was our other ARSEHOLE neighbour Peter, he will be going to the funeral and we have been told that now the For Sale board is up, we will be the main subject of conversation and gossip at the funeral.

Going back to the house - we have a viewer today to look at the house. We dont know who it is, but I am hoping that they like it and want to buy it. It is really funny at the moment, as we sit in the front lounge now watching TV at night and we have started to get the drive-bys with people checking out the house. Last night a white Volvo with an older couple drove slowly into the street, our house is on the corner and the Volvo stopped outside the house opposite us (but in the other street - sorry bad explanation). The car sat there for a bit and then drove and parked outside the front of the house. It sat there for a bit, drove to the end of the street and then turned around, drove back down and sat outside the house again, before driving off. Mat is convinced that they are the people that are looking at the house today.

Our plans have changed regarding purchasing another property. We have a fixed rate mortgage, and we have under 2 years left for the fixed period to run. However, when we took out the mortgage we did not think that we would be moving in the next 5 years and so we didnt pay too much attention to the 'exit fees'. On Wednesday arvo, I got a feeling that we would have to pay considerable exit fees - so I got out our loan contract and there were exit penalities with a big long formula of how it is calculated. I rang the bank and was told that they would have to be calculated. I asked for an estimate and the guy said that with our large amount it would be a lot, but dues to our interest rate then it would be reduced, we were lucky that we were not locked in at 8% - so he said a couple of thousand dollars - OK I can handle that. I asked it would be as high as $20,000 - "no way!" I was told, no where near that much, however, he would call me back within an hour with the figure. No phone call, so I called the next day. Only to be told that the guy that I spoke to should not have given me an estimate and someone would call me back with the correct figure. A couple of hours later I get the phone call. The early exit penalites are...... $20,662! You are having a F****ing laugh. I am not losing $20,000 to a bloody bank. It has taken us a long time to build up the money that we have to lose $20,000 to a bloody bank.

We have had to change our strategy. We are going to sell the house, but we are going to buy something straight away. This way we can get them to do the settlements on the same day, we can keep our loan and we can keep our rate (would have loved to lose it and get a lower one) and we can save ourselves $20,000. We want to lower our mortgage, so we will have to pay the bank a couple of hundred dollars for them to vary to morgage amount and our repayments. So we are going to sit on the house to get a good price and start looking around...... Bloody hell, things are never easy are they!

Wednesday, November 19, 2008

We are on the market!!!

The house is officially on the market! I dropped the signed paperwork to the agent yesterday on my way home from work. I was told that they had also received the contracts from the conveyancer, so we will be on the internet. So the house should be on the internet today or tomorrow. I have my fingers crossed that the house will sell.

Mat and I originally decided that we didnt want a For Sale sign outside the house because we have two of the nosiest neighbours in the world. However, once we start having open homes they are going to find out anyway, so we might as well. I have not told the agent yet, but I will do in the next couple of days. Still trying to process it myself before the whole street and the whole world knows.

So I have the next two days off, and my job is to clean and to try and keep this house clean with a 11.5 month old that is like a little tornado and two slobbery boxer dogs (Paris and Stella) that drop hair like it is going out of fashion. Sometimes, I feel like I can follow them around with the vacuum cleaner to pick up their hair. Don't get me started on the dribble.

Tuesday, November 18, 2008

Work and me

I thought that I should set something up, as I am constantly bored at work, with little or no work to do to keep me occupied, so I will start blogging.

A little bit about me. I am 30.....arghh!! In a couple of weeks I will be 31. I think that I will remain 29 for a while, as I really cant deal with the big 3-0. I am married, I have been married to Mat for 5 1/2 years. We have one daughter Ella, she is nearly 12 months old.... dont get me started on that, as it is already bad enough, that my little baby is growing up so fast.

The reason that I have started blogging - well we are about to go through a big change in our lives and I wanted to capture the moment. Another reason, is I swear that I have a tumor! No really, I usually have an elephant memory, but since I had Ella, I think she has taken half of it and I cannot remember much anymore. If it turns out to be a tumor - then I can say I told you so to everyone that just thinks that I have baby brain!

Now - for the big change - well our house in UP FOR SALE! I never thought that I would sell my house - I love my house, but I have come to the realisation that I do not like being poor and my house is making me poor. We have a BIG mortgage and it did not bother me when we took it out. It was Mat and I, and we were both working full time, earning OK money and it was fine, however, then Ella came along and the payments that have always been big, seem to be a lot bigger now, and I am only working part-time and so we are really cutting it fine with the money. I know that everyone goes through the same thing, but I dont want to feel like this. Plus we want to have another baby soon, and there is no way that I will be able to go on maternity leave for any amount of time, as with the money that I earn, we cant save anything!

I have battled with this decision to put the house up for sale, and it was really hard to ring the agent, but I did it, and I am now relieved that I have. Mat and I have been working our arses off for the last couple of weeks to get it ready, and now the photos have been taken and we are just waiting for the contracts to be completed and it is on the market.

Where are we going to move??? Well at the moment we are living in Sydney. My parents live up the road (my parents are a sore point at the moment - that is a whole other entry on its own) and my mum looks after Ella two days a week and she goes into daycare 1 day a week. We cant afford to put Ella into daycare 3 days per week, so we need to move closer to another grandparent - so we are moving out of Sydney and moving to Port Stephens.

This is a huge step for me. I have only ever lived in Sydney ( I am not counting when I lived in the UK for 2 years) so moving 2 hours north of Sydney is a big deal for me. Mat loves Port Stephens and has wanted to move there since he first went there (Jim this is your fault and I hold you totally to blame) I could take or leave the place - it is nice, but I was not blown away by the place. Mats mum moved out from England last year and they have moved up there, they love it and they want us to move there, plus she works part time and she will be able to look after Ella, so we are going to go. I am nervous and dont know if we are doing the right thing, but you never know until you do it! With the supposed 'financial crisis' at the moment, we are going to stay in Sydney for the time being and try and rent a place and get some savings behind us until we move north-wards. This is all dependant on our house selling. Our agent says that we have a very photogenic house - so I have my fingers crossed for a quick sale.

Another big change - is that we are going to start trying to have another baby. This scares the hell out of me. I am really excited about it, but really nervous. Mat wants to start trying at Christmas, but I worry. I am worried that it will happen straight away and I worry that it wont. it took 13 months to get pregnant with Ella and 4 cycles of clomid and a lot of fights and tears and I am worried that I will have to go through that again. I was really sick with morning sickness last time and I am worried that I will have that again, but this time I will also have a toddler to look after. However, with all my fears, I am really looking forward to another baby. I dont really mind what we have, but I would love another girl. Ella is the best baby, and I would love another one just like her. So here goes - I am starting temping again (as of this morning) and I am going to jump into the deep end.